Housing has always been one of the essential needs of a human being. The pandemic has made it all the more crucial for people to own a house; it has become our world as we are confined to our home sweet home. Gone are the days when our parents saved throughout their lifetimes to buy a house. Even now, the majority of the population does not have the required money related help to possess a house. But, presently, if you want to buy a house, then you can easily avail a home loan. Does that sound all theory? No, it’s true, taking a home loan these days is relatively easy.

Housing finance came into India through the vision of a single Indian national Shri Hasmukhbhai Thakordas Parekh popularly known as Mr. H T Parekh – he was educated in the United Kingdom and had witnessed the commendable contribution of Halifax Building Society to..