Housing loans now account for 14.2 percent of all advances after 11 years.

Residential home loans now make up a larger portion of total advances.

Additionally, it said that the housing market is expanding well, with sales rising by 21.6%.

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Commercial real estate (CRE) has accounted for between 2.0 and 2.9% of all loans.

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In March 2023, the banking system's overall exposure to real estate was 16.5% of all loans.

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According to the founder and chairman of Signature Global, Pradeep Aggarwal, Indians have always preferred to avoid taking out loans.

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People are driven to avoid loan defaults since owning a home is seen as a source of pride and accomplishment.

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